Account Type

Minimum
Opening Deposit

Balance
Required To
Earn Interest

Interest Rate

Annual Percentage Yield (APY)

Free*

$      N/A

$      N/A

N/A

N/A

Interest**

$      50.00

$25.00 - 49.99

0.10%

0.10%

High Interest

$      50.00

$50.00-499.99

0.25%

0.25%

Premier

$      50.00

$500.00 +

0.50%

0.50%

Jumbo Savings

$      100,000.00

$100,000.00 +

2.71%

2.75%

High Yield Interest

$      0.00

$0.01-99,999.99

2.47%

2.50%

*Free checking is non-interest bearing.

**For Interest Checking Accounts with balances below $25.00, the Rate/APY will drop to 0.00%. Interest Checking Accounts will incur a $10.00 monthly service fee if the monthly average balance falls below $25.00.

Interest Checking accounts are variable rate products and rates may change daily without prior notification. The Huntington National Bank uses the daily balance method of computing interest, which applies a daily periodic rate to the full collected amount of principal in the account each day.
 

Annual Percentage Yield Calculation: APY = 100 {(1+Interest/Principal) ^{(365/Days in term)} -1}. For additional rules of accounts, see Terms and Conditions.